Monday, November 26, 2012

December dread

I love Christmas.  I love the lights, the music, the gatherings and the food.  There is something magical about the Christmas tree and the joy of Christmas morning.  This year; however, I am stuck in a thought pattern of fear due to our lack of income and abundance of expenses.

December 3rd will be a day of much trepidation.  I will open up our mint account and be adding several extra categories of expenses.  Normally our bare bones budget equals $2556.  Our current expected income for December is $3327.  For those of you keeping track, that is an overage of $771.  We have to fit all of our additional expenses into this amount. 

Here is the breakdown of estimated expenses:
  • Hair cuts - $17
  • Vet visit - $70
  • Yankee gift swap - $15
  • Slows Barbeque - $15
  • 2 oil changes - $55
  • Tickets to see the Hobbit - $22
  • Wedding gift - $50
  • New Years Eve - $75
  • Bridesmaid dress - $100
  • Birthday gift - $25
  • Christmas presents - $200
Grand total = $644

Of course these are just estimates.  Some of these items will likely be more, some less, Lord willing.  It gives us $127 of wiggle room.  My hope of going into January with $10,000 in our emergency fund has gone out of the window.  Maybe I'll have a little more Christmas cheer with tomorrow's post...  For now I'm pretty much feeling Bah Humbug!

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